BenePro Healthcare Coalition
At BenePro, we understand the hesitations some businesses face regarding health benefits. Many believe they lack options or fear the complexities of change, leading them to stick with their current insurer despite steep annual cost hikes.
However, we offer a smarter alternative:
BenePro Healthcare Coalition, a group medical captive.
Pay For What You Use
You only pay for the healthcare services you utilize, ensuring fairness and no unnecessary expenses. Any savings from your claims account remain yours to keep.
Annual Premium Refunds
Unused premiums from the Captive are returned to employers annually, proportionately. Distributions are based on overall Coalition performance, providing returns even in challenging claims years.
Transparent Pharmacy Benefits
We prioritize transparency with pass-through Pharmacy Benefits Managers, ensuring 100% of pharmacy rebates and savings are returned to you.
The BenePro Process
3 Easy steps on how to work with us:
DISCOVERY CALL
SOLUTION PROPOSAL
IMPLEMENTATION & SUPPORT
Why Join the BenePro Health Care Coalition?
- Cost Benefits: Enjoy the purchasing power of larger corporations. Small to mid-size employers can aggregate together to access significant cost breaks, enhancing affordability while maintaining quality coverage.
- Focus on Well-being: Prioritize employee wellness while reducing costs. Our coalition is dedicated to enhancing both financial savings and the overall health of your workforce.
- Customized Plans: Retain autonomy over your company’s plans. The coalition allows companies to preserve their individuality while benefiting from collective cost-saving strategies.
- Strong Foundation: Built on extensive experience and expertise, our coalition offers a robust platform for cost reduction and wellness enhancement.
- Shared Reinsurance Pools: Benefit from shared risk management resources, spreading the financial burden across multiple employers.
- Comprehensive Support: Access a comprehensive toolbox of education and services designed to empower employers and engage employees in managing their healthcare spend effectively.
- Employee Advocacy: Foster a culture where employees become advocates of their own healthcare spend. Through education and engagement, employees are empowered to make informed decisions, contributing to cost-cutting efforts.
- Refund Opportunities: Experience tangible results. Our cost-cutting strategies often lead to reduced annual pooled premium usage, potentially resulting in refunds at the end of the plan year.